Accounting & Bookkeeping ยท KBLI 64120
Bank Accounting
Foreign exchange banks manage trillion-rupiah financial assets under the strictest accounting standards: PSAK 71 (ECL), PSAK 72, treasury derivatives, and trade finance. Arunika Consulting helps banks prepare PSAK and POJK-compliant books.
Compliance Warning
This industry is considered high risk and may receive closer attention from tax authorities. Professional tax consultation is strongly recommended.
What usually goes wrong
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ECL Modeling
PD, LGD, EAD models โ complex and data-intensive.
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Treasury Accounting
Forex, money market, derivatives.
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Trade Finance
L/C, SKBDN โ fee recognition and contingent liability.
What we do
- 01
ECL System
Staging 1,2,3 based on SICR.
- Compliant
- 02
Treasury Accounting
MTM valuation and hedge testing.
- Accurate
Related regulations
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PSAK 71
Financial Instruments
Classification: amortized cost, FVOCI, FVTPL
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PSAK 72
Revenue
Fee income and net interest income
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POJK 12/2019
Bank Reporting
OJK guidelines for bank financial statements
If the tax office starts asking questions
The team that keeps your books and files your taxes also stays with you through an SP2DK, an audit, an objection and an appeal.
Frequently Asked Questions
What is ECL staging?
Stage 1 (performing) 12-month ECL, Stage 2 (SICR) lifetime ECL, Stage 3 (impaired) lifetime + interest on net carrying amount.
How do accounting services improve operating cost efficiency?
Accurate, timely financial reports help you spot cost leakage, monitor margins by product or service, and make data-based decisions.
Can financial reports be accessed in real time?
Yes. We use cloud accounting systems so you can monitor cash flow, profit and loss, and business performance from anywhere.
How do you ensure reports are ready for external audits or banks?
Reports are prepared with clear documentation and traceable transaction data.
Related Industries
- Capital Market Accounting KBLI 64200Securities bookkeeping: brokerage accounting, underwriting fees, investment management. Capital market accounting by Arunika.
- Bank Tax KBLI 64120Bank tax Indonesia: 20% final tax on deposit interest, banking VAT exemption, deferred tax from CKPN, PPh 26 cross-border payments, and bank withholding compliance.
Tell us about your business
Send your line of business, rough annual turnover, and what is going wrong. We reply on WhatsApp.
Chat on WhatsApp- +62 851 1730 8880
- info@arunikaconsultant.com
- Sidoarjo, Jawa Timur