Accounting & Bookkeeping ยท KBLI 64910

Multifinance Accounting

Multifinance companies manage trillion-rupiah consumer finance portfolios. Arunika Consulting helps multifinance prepare PSAK and POJK-compliant books.

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What usually goes wrong

  • Finance Lease Lessor

    Net investment in lease = PV payments + unguaranteed residual.

  • ECL Consumer

    Millions of consumers โ€” retail PD/LGD/EAD model.

What we do

  1. 01

    Lease Accounting

    NIL calculation, interest income amortization.

    • Accurate

Related regulations

  • PSAK 73

    Leases

    Finance lease lessor accounting

  • PSAK 71

    Financial Instruments

    ECL provisioning for consumer finance

  • POJK 35/2018

    Multifinance Reporting

    OJK reporting guidelines

If the tax office starts asking questions

The team that keeps your books and files your taxes also stays with you through an SP2DK, an audit, an objection and an appeal.

How we handle tax disputes

Frequently Asked Questions

How is finance lease recorded by lessor?

Dr. NIL = PV payments + PV residual. Cr. Asset. Interest income using EIR method.

How do accounting services improve operating cost efficiency?

Accurate, timely financial reports help you spot cost leakage, monitor margins by product or service, and make data-based decisions.

Can financial reports be accessed in real time?

Yes. We use cloud accounting systems so you can monitor cash flow, profit and loss, and business performance from anywhere.

How do you ensure reports are ready for external audits or banks?

Reports are prepared with clear documentation and traceable transaction data.

Related Industries

Tell us about your business

Send your line of business, rough annual turnover, and what is going wrong. We reply on WhatsApp.

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